Credit From Scratch: The Ultimate Guide to Understanding, Building & Maitaining Excellent Credit

There are two types of people in this world:

Ones who fear having their credit score checked ... just praying they'll get approved 

And those who are confident in their credit scores ... knowing they'll always get the best rates and having lenders begging to give them money.

But what if I told you:

• You can have stellar credit.
• You can get the best terms a company has to offer.
• You can get the VIP treatment that comes with having excellent credit.
• You can have companies begging for your business 

This book goes beyond giving you tips and helps you truly understand how your credit score works, how it's calculated and why you should embrace it rather than fear it.

It's a quick but comprehensive insider guide that dishes the secrets to get and maintain the elusive credit score. Just using one of these tips can help you secure a lower interest rate on your credit cards, mortgage or auto loan.

I have packed tons of information into this book so when you're done, you'll know everything you need to know to build and maintain excellent credit. 

What you'll learn in this book includes:

• Why We Use Credit Scores and why you don't need to fear them
• Who Is Looking at Your Score, and Why
• Why having ‘Less Than Great’ Credit Score Really is That Bad
• Your Credit Score – What it is and What It’s Not
• What is a ‘Good’ Credit Score?
• How Your Scores Are Calculated
• 3 actions That Negatively Impact Your Credit Score (and things that don’t)
• 5 Simple Ways to Establishing Credit (Even if You Have No Credit History)
• How to Rebuild Your Credit Score Fast when you've made mistakes.
• Tips for Using Credit Responsibly
• What You MUST Know To Get Fabulous Credit Scores
• The top 13 Credit Myths Debunked!

This book doesn't focus on removing negative items from your credit report or techniques to repair credit due to bankruptcies foreclosures etc.

Who's teaching?

I'm an immigrant who came to the US with a suitcase and basically no family here.

I know first hand how hard it can be to do anything when you have no credit score. How embarrassing it can feel to have to ask someone to cosign for you. And how awful it feels to be rejected for a loan for a low credit score or no credit score.

I now have an 836 credit score

And I know the shortcuts, and the secrets to get you to build and grow your credit score the right way. 

Let me help you build credit and improve your credit score and see how many doors open up for you.

Who Is It For?

Anyone who needs to better understand their credit and improve their score

Beginners who want to build credit but don't have any credit.
People with 'okay' credit who want to build better credit
People who bad credit want to learn good credit habits to improve their scores.

Who Is It Not For?

People who don't really want to learn or understand their credit so they can manage their credit better now and in the future. If you just want a quick f
... just skip it.

30 Day Refund Guarantee

Afraid you won’t get any value out of this?

Well, don’t be. It comes with refund guarantee.

If you aren’t satisfied, just send an email to info@wisemoneywomen.com, tell me why, and you’ll get your money back. I hate feeling buyer’s remorse just as much as you, so I’m eliminating it. If you didn't learn more about your credit and how to improve it then, you don’t pay. It’s that simple.

Imagine This…

• not worrying after the job interview because you know your credit check will come back positive.
• knowing if you ever need money, you can always find it, even if you don't have the funds saved up right away.
• buying the house you love and have always dreamed of because now you can qualify for the loan.

All this is possible. You have the tools. Let's get started!